Simplified Homeownership

A reverse mortgage is a great way for those 62 or older to receive financial benefits from their home while eliminating monthly mortgage payments

Is a Reverse Mortgage Right for Me?

Your dedicated loan officer will review how the benefits of a reverse mortgage relate to your unique financial circumstances. To go over your lending options and see if the reverse mortgage benefits are right for you, apply online or call us today!

Reverse Mortgage

The loan is called a reverse mortgage because the lender makes payments to the borrower. This allows the borrower the freedom to pay the loan back only once the home is sold or the borrower vacates the home, so long as they follow the on-going requirements. To qualify for a reverse mortgage, borrowers must:

Have HECM approved counseling
Be at least 62 years of age or older
Use the property as their primary residence
Be able to afford other costs such as property taxes

How a reverse mortgage stacks up to a traditional
"forward" mortgage

Reverse Mortgage

  • LOAN PURPOSE
    Refinance, purchase or line of credit
  • FICO SCORE MINIMUM
    Not Required
  • MONTHLY MORTGAGE PAYMENTS
    No payments required
  • WHEN LOAN BALANCE IS GREATER THAN HOME VALUE
    Non-recourse loan: no adverse effects on borrowers or heirs

Traditional Mortgage

  • LOAN PURPOSE
    Refinance, purchase or line of credit
  • FICO SCORE MINIMUM
    Always Required
  • MONTHLY MORTGAGE PAYMENTS
    Always required
  • WHEN LOAN BALANCE IS GREATER THAN HOME VALUE
    Borrower is always responsible for the full balance of the loan

We Know Reverse Mortgages

Our mission is to offer senior citizens a loan product that will help them stay in their own home, maintain financial stability throughout retirement, and even help with estate planning.

Mortgages Made Simple

A simplified application and stress-free borrowing process

A simplified application and stress-free borrowing process

Industry leading approval rates for qualified borrowers

Industry leading approval rates for qualified borrowers

Competitive rates for borrowers of all credit types

Competitive rates for borrowers of all credit types

How our reverse mortgage products stack up

Comparison Criteria
Competitive Rates
Mortgage Rewind
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Regulated Loan
Mortgage Rewind
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Quick Processing
Mortgage Rewind
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Paperless Application*
Mortgage Rewind
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On Call Dedicated Licensed Loan Offer
Mortgage Rewind
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Pushy Sales People**
Mortgage Rewind
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*Our application process can be done completely paperless or it can be completed with paper, if it is desired by the borrower.

**Our entire team is made of loan officers. We all have a responsibility to ensure the loan products benefit the borrower or we risk losing our license. We take this very seriously and ensure proper loan products for every customer.